General Liability Insurance
General Liability Insurance Information
General Liability Insurance in Wisconsin
Accidents can take place anywhere, even at businesses. While the majority of them can be easily dealt with, some accidents may take a lot of time and money to resolve. That’s where general liability insurance steps in. General liability insurance helps protect your business against accidents that occur on company property. It can help alleviate the burden of a lawsuit as well as other expenses related to an accident.
If you live in or around Madison, WI, we can help you out. Thomas Bradley Insurance will work with you to find a specialized, affordable and unique general liability policy for you and your company. We are one of the fastest-growing independent insurance agencies in the Midwest. Our agents are determined to eliminate the stress of dealing with a large, unresponsive insurance company while assisting you in selecting a tailored policy that will always be there when your business needs them.
Protect your business today by visiting our website or calling 608-845-7979 for a quote on a policy.
Do I Need General Liability Insurance?
Everyone needs general liability insurance—including businesses. Accidents can happen at any place at any time, in the most unexpected ways. An unexpected lawsuit can destroy a business that isn’t properly prepared. General Liability Insurance assists in lifting the burden that is often caused by unexpected accidents at the workplace.
How Does General Liability Insurance Work?
General liability insurance protects both the business and victims in an accident that results in bodily injury, property damage, and personal or advertising injury. The policyholder can either pay monthly or yearly premiums for coverage. Once a claim has been filed and approved, the policyholder will then receive compensation for particular expenses related to the incident.
What Does General Liability Insurance Cover?
General liability insurance is a type of insurance that covers lawsuits and accidents related to non-professional negligent acts.
General liability insurance covers three main areas:
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Bodily Injury: This covers medical expenses as well as legal fees related to a third-party injury on the property.
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Property Damage: This covers incidents of property damage that occur out of everyday business activity.
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Personal/Advertising Injury: This coverage covers personal and advertising injuries such as libel, slander, copyright infringement and invasion of privacy.
Be sure to talk to your Thomas Bradley Insurance for more information about what a general liability policy for your business would include.
Who Does General Liability Insurance Cover?
General liability insurance typically covers the business and its employees, as well as any victim of a general liability accident.
How Much General Liability Insurance Do I Need?
Most general liability policies have $1 million limits, but your business may require you to get higher limits, depending on the likelihood of lawsuits, size of the business and type of possible lawsuits.
Thomas Bradley Insurance offers insurance services in Madison WI, Middleton WI, Sun Prairie WI, Janesville WI, and Waunakee WI.
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