Thomas Bradley Insurance can help protect your business, staff and property and provide a safe and satisfying experience for your guests. Hotel insurance includes a multitude of coverages specific to the needs of a hotel manager or owner. We understand the risks involved in the hospitality industry and can assist you with the hotel insurance coverage you need at an affordable price.

Hotel insurance provides business protection coverage for owners and managers of hotels. Hotel insurance packages may include:

Commercial (Business) Insurance
General Liability
Workers Compensation
Commercial Auto
Garage Liability
Employee Benefit Plan
Hospitality Errors and Omission
Guest Property
Equipment Breakdown
Electronic Instrument
Inland Marine
Management Liability
Employment Practices Liability
And much more


Whether you are a seasoned real estate investor, or a first-time landlord, you need insurance coverage appropriate for your property. Thomas Bradley Insurance has had the pleasure in assisting many apartment building owners find the right coverage and protection. We will evaluate your needs and find a customized package for your income property.
We will customize an insurance product that will make sure your apartment building can be protected.

Apartment Insurance policies could include:

Property Insurance
Business Contents
Loss of Business Income/Rents
General Liability Coverage
Equipment Breakdown
Ordinance and Law Coverage
Umbrella Coverage (link to umbrella page)
Employee Dishonesty
Workers Compensation
Commercial Auto
And much more
Thomas Bradley Insurance offers a comprehensive property and liability policies that address the unique coverage requirements of homeowner and condo associations.

Policies can protect associations against:

Special causes of loss on building, contents, loss of income and extra expenses
Coverage for golf course, ponds and lakes
Coverage for pools, playgrounds and trails
Volunteer workers and association members covered while performing duties for the association
Coverage for special events, such as picnics, holiday parties, community gatherings, etc.
High umbrella/excess limits available
Coverage for clubhouse and other association property
And much more


It is essential that your low income tax credit properties are not only covered by an agent experienced with these properties as they carry their own unique set of risks, but imperative that your insurance company offers policies engineered specifically for low-income or senior properties. Not only are the premiums lower, but the coverages are more flexible.
Thomas Bradley Insurance are the experts for low income tax credits and asset management. Partner Brad Zeman has previous experience managing affordable housing units, uniquely positioning him on both sides of the claims scenario, both as the insured, and now as an agent. With his in depth knowledge, he can customize a policy and coverage to serve you best. We have relationships with multiple insurance carriers that offer comprehensive insurance programs for Section 42 tax credit affordable housing properties. These companies are specialists in this line of business and offer these policies nationwide.
For ease of administration, we are able to group multiple properties into a single policy. We can also include standard properties and affordable housing projects on one policy, with certain restrictions. Additionally, our program will allow for certain Section 8 based housing to be covered. Our experienced professionals are committed to satisfying all of your insurance needs at significant premium savings. To learn more about our Affordable Housing insurance services, or to obtain a quote, please contact one of our insurance professionals.

Examples of acceptable projects include:

Multi-family and low-income senior housing
Scattered site projects
Single family affordable home schedules
Master policies for multiple locations
*Bad claims history projects still welcome
Low Income Tax Credit insurance policies could include:
Blanketed Property – Replacement Cost
General Liability – Limits up to $10MM
Business Income – Loss of Rents
Crime Coverage – Employee Dishonesty
Hired/Non-Owned Auto Coverage – for those employees who use their own vehicle for company purposes
Medical Payments
Contractors and Computer Equipment Coverage


Thomas Bradley Insurance © 2017

1001 Fourier Drive, Suite 100 • Madison, WI 53717